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We're sorry to inform you that your request can not be approved at this time.

Elements included in our decision:
  • You are not in the correct phase to make a loan/line of credit request. Requests may only be made in Ex-Nihilo or Ad Victoriam
  • Your length of employment is insufficient to make a determination
  • Your academic performance IAW the G&Co program overview/residents handbook does not meet criteria for approval
  • You are on a probationary status
  • You've failed to demonstrate on-time payments for previous loans/lines of credit
  • To many inquiries in the last 30 days
  • Your debt to income (DTI) ratio is too high


If you would like a complete explanation and to make a rebuttal of your determination you may contact your HSP.

Rebuttal Procedures:
  • Must be made within 5-7 business days of notification
  • Applicant (if applicable) may present additional document for determination



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1 N Godley Blvd, Pooler GA  31322 | Phone: 912.348.2592
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©2020 Gilliard and Company, Inc. All rights reserved.
  • Home
  • Donate
  • Our Story
  • BLOG
  • G&Co Fam Bam
  • Armed With Love Campaign
  • TRAINING
  • Programs
    • Independent Living
    • Permanency Mentor Program
    • Mission I'm Possible
    • Intern With Us!
    • HavINN™
    • With Love Project
  • Shop
  • Gallery
  • G&Co | University